Mortgage arrear is three or more months. Figures from BMO, CIBC, HSBC Bank Canada, National Bank of Canada, RBC Royal Bank, Scotiabank, and TD Canada Trust. Canadian Western Bank, Manulife Bank (as of April 2004) and Laurentian Bank (as of October 2010).
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Rate of arrears to total number of mortgages Canada 2000-2025, by month
The share of mortgages in arrears in Canada reached an all-time low in 2022, followed by an increase until 2025. As of , the rate of mortgage arrears was **** percent, up from **** percent in September 2022.
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Canadian Bankers Association. (June 27, 2025). Rate of arrears to total number of mortgages in Canada from January 2000 to April 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/
Canadian Bankers Association. "Rate of arrears to total number of mortgages in Canada from January 2000 to April 2025." Chart. June 27, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/
Canadian Bankers Association. (2025). Rate of arrears to total number of mortgages in Canada from January 2000 to April 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/
Canadian Bankers Association. "Rate of Arrears to Total Number of Mortgages in Canada from January 2000 to April 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 27 Jun 2025, /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/
Canadian Bankers Association, Rate of arrears to total number of mortgages in Canada from January 2000 to April 2025 ÌÇÐÄÆƽâ°æ, /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/ (last visited August 04, 2026)
Rate of arrears to total number of mortgages in Canada from January 2000 to April 2025 [Graph], Canadian Bankers Association, June 27, 2025. [Online]. Available: /statistics/590972/rate-of-arrears-to-total-number-of-mortgages-canada/
