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Source
Sources
Release date
November 2020
More information
Region
Europe
Survey time period
2019
Special properties
Estimates based on data from domestic sources and concerns transaction values, not the number.
Supplementary notes
The numbers provided here are based on calculations. No data is available that covers the exact volume of transactions conducted with cash money. The share of cash used here stands for the value of cash withdrawals as a percentage of the value of transactions made with these same withdrawals plus two of cash' biggest substitutes. In order to make a credible estimation, this calculation looked at the following indicators:
- Value of ATM cash withdrawals (either with cards issued by resident PSPs at any terminal, provided by either a resident or non-resident PSP, or with cards issued by non-resident PSPs at terminals provided by resident PSPs;
- Value of OTC or over-the-counter cash withdrawals;
- Value of card payments, issued by resident PSPs;
- Value of e-money payment transactions, issued by resident PSPs.
To summarize, this methodology tries to put cash withdrawals, either at an ATM or OTC, in perspective of all payment transactions (withdrawals + card payment+ e-money transactions) within a country. Numbers on checks, ACH or instant payments have not been used.
Note that numbers on OTC withdrawals and e-money are not always readily available for all years. Multiple sources were consulted to get to these numbers. Data availability and quality can vary substantially within Europe. This shows, for example, in that not all countries had a complete dataset for 2018 or that a country like Luxembourg showed an overrepresentation of e-money in their data.
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