In 2025, ** percent of Americans owned life insurance, down from ** percent in 2011. There are several reasons why people don't buy life insurance, such as cost or lack of necessity.
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LIMRA, & Life Happens. (June 25, 2025). Share of adults who owned life insurance in the United States from 2011 to 2021 and 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 24, 2026, from /statistics/1035190/life-insurance-ownership-us/
LIMRA, und Life Happens. "Share of adults who owned life insurance in the United States from 2011 to 2021 and 2025." Chart. June 25, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 24, 2026. /statistics/1035190/life-insurance-ownership-us/
LIMRA, Life Happens. (2025). Share of adults who owned life insurance in the United States from 2011 to 2021 and 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 24, 2026. /statistics/1035190/life-insurance-ownership-us/
LIMRA, and Life Happens. "Share of Adults Who Owned Life Insurance in The United States from 2011 to 2021 and 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 25 Jun 2025, /statistics/1035190/life-insurance-ownership-us/
LIMRA & Life Happens, Share of adults who owned life insurance in the United States from 2011 to 2021 and 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1035190/life-insurance-ownership-us/ (last visited July 24, 2026)
Share of adults who owned life insurance in the United States from 2011 to 2021 and 2025 [Graph], LIMRA, & Life Happens, June 25, 2025. [Online]. Available: /statistics/1035190/life-insurance-ownership-us/