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Digital payment types in France

Statistics report on which cashless payment methods and brands are used the most in France

A market that prefers its domestic payment card scheme - Cartes Bancaires (CB) - how does France interact with alternative payment methods like BNPL and wallets?

This report aims to provide a comparative overview of how different cashless, or digital, payment methods within France compare against each other. Which payment method do consumers in the country prefer to use either in POS or online shopping? Which brands do they use? And how does France deal with potential payment disruptors, such as buy now, pay later, cryptocurrency, or real-time payments?

The main structure of this report focuses on industry-important metrics for each payment method. The metrics are as follows:

  • Adoption and/or penetration;
  • The biggest brands within certain payment methods;
  • User count and/or user demographics;
  • Value of transactions, in domestic currency and/or U.S. dollar;
  • Number of transactions per user.


With those metrics, the following payment methods are discussed:

  1. Credit cards;
  2. Debit cards;
  3. Mobile payments at POS, also called contactless or mobile proximity payments;
  4. Payments in e-commerce, with any device;
  5. Buy now, pay later (BNPL);
  6. Cryptocurrency as a payment method;
  7. Account-to-account (A2A) payments;
  8. Real-time (instant) payments;
  9. (Digital) remittances.


The report, finally, closes off with a chapter on figures that help contextualize digital payments in the country - such as the market size of e-commerce, how many people do not have access to financial services, or the size of cross-border remittances from and towards the country.

The report is designed to be comparable with other "Digital payment types" studies that cover different countries across the world.

Table of contents

Market share

6
  • Premium Statistic Annual level of ATM cash payments in France 2014-2023
  • Premium Statistic Annual currency in circulation (CIC) to GDP ratio of France 2001-2023
  • Premium Statistic Most used in-store (POS) payment methods in France 2017-2025, with 2030 forecast
  • Premium Forecast Payments at points of sale by type in France 2025
  • Premium Statistic Most used e-commerce payment methods in France 2016-2025, with 2030 forecast
  • Premium Forecast Most common online payments by type in France 2025

Penetration

7
  • Premium Statistic Triennial credit card penetration in France 2011-2024, by demographic
  • Premium Statistic Triennial debit card penetration in France 2011-2024, by demographic
  • Premium Statistic Quarterly adoption of mobile payments at POS in France 2018-Q1 2026
  • Premium Forecast Mobile payments usage by situation in France 2024
  • Premium Statistic Annual crypto adoption development in France 2020-2025, by metric
  • Premium Forecast Domestic and cross-border e-commerce revenue share 2026, by country
  • Premium Statistic Quarterly market share of outgoing digital remittances in France 2016-2025

Biggest brands

7
  • Premium Statistic Biggest international and domestic payment card schemes in France 2016-2024
  • Premium Forecast Biggest contactless payment brands at POS in France 2024
  • Premium Forecast Biggest e-commerce payment brands in France 2024
  • Premium Statistic Monthly downloads of digital wallet Wero in several countries in Europe 2024-2025
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in France 2015-2025, based on downloads
  • Premium Statistic Biggest cryptocurrency wallets in France 2015-2025, based on downloads
  • Premium Statistic Quarterly market share of outgoing remittance brands in France 2011-2025

Users

5
  • Premium Statistic Quarterly Apple Pay penetration, online or offline, in France 2018-2026
  • Premium Statistic Quarterly Google Pay penetration, online or offline, in France 2019-2026
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in France in 2025, based on MAU
  • Premium Statistic Preference for payment by smartwatch in France in 2023, by age and gender
  • Premium Statistic Annual number of crypto users in France 2017-2023

Transaction value

7
  • Premium Statistic Annual key figures on credit card payments in France, with forecasts up to 2029
  • Premium Statistic Annual credit card spending in France 2014-2024, in local currency and USD
  • Premium Statistic Annual key figures on debit card payments in France, with forecasts up to 2029
  • Premium Statistic Annual debit card spending in France 2014-2025, in local currency and USD
  • Premium Statistic Annual contactless spending in France 2014-2023, in local currency and USD
  • Premium Statistic Annual BNPL spending in France 2022-2025, with a 2031 forecast
  • Premium Statistic Annual value of outgoing and incoming remittance flow in France 2021, by country

Number of transactions

7
  • Premium Statistic Annual number of credit card transactions in France 2014-2025, per capita
  • Basic Statistic Size of a credit card transaction in France 2014-2023, in local currency and USD
  • Premium Statistic Annual number of debit card transactions in France 2014-2025, per capita
  • Basic Statistic Size of a debit card transaction in France 2014-2023, in local currency and USD
  • Premium Statistic Annual number of contactless transactions in France 2014-2023, per capita
  • Basic Statistic Size of a contactless transaction in France 2014-2023, in local currency and USD
  • Premium Statistic Annual number of real-time payments in France in 2023, with a 2028 forecast

Miscellaneous

7
  • Basic Statistic Annual number of POS terminals in France 2000-2024
  • Premium Statistic Triennial unbanked population share in France 2011-2024, by demographic
  • Premium Forecast Number of internet users in France 2000-2050
  • Premium Forecast Mobile internet usage penetration rate in France 2010-2050
  • Premium Forecast Retail e-commerce revenue in France 2017-2025
  • Premium Statistic Payment types accepted by all e-commerce vendors in France in 2022 and 2024
  • Premium Statistic Main cross-border online shopping origin markets in France 2022, by market share
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