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Payments in the Benelux

Statistics report on general payment preferences, including cash money and credit cards, Belgium, the Netherlands, and Luxembourg

Europe's payment landscape varies greatly per country, and the same can be said for the three neighboring countries in the Benelux region. This report provides graphs and tables on the use of different payment methods available in Belgium, the Netherlands and Luxembourg. It is meant to provide a general overview, how consumers in the three countries use cash money, credit and/or debit cards, contactless payments, mobile payments as well as P2P payment apps, and mention domestic competitors that exist in no other European country.

Table of contents

Overview

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  • Premium Statistic Market size of POS transactions in 34 countries in Europe 2019
  • Premium Statistic Market size of B2C e-commerce in Europe 2021, by country
  • Premium Statistic Comparison of domestic and cross-border e-commerce in Europe 2019, by country
  • Premium Statistic Visa, Mastercard share against domestic solutions in 16 countries in Europe 2024

Cash

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  • Premium Statistic Number of cash withdrawals in Belgium 2005-2020
  • Premium Statistic Annual level of cash payments in Luxembourg 2017-2020
  • Premium Statistic Payment card use in Luxembourg in 2020, based on volume
  • Premium Statistic Annual level of ATM cash payments in the Netherlands 2012-2023
  • Premium Statistic Share of cash, debit cards and credit cards in the Netherlands in 2020, by POS

Card payments

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  • Basic Statistic Annual credit card and debit cards issued in Belgium 2000-2025
  • Basic Statistic Credit cards and debit cards per capita in Belgium 2000-2023
  • Premium Statistic Bancontact and VISA/MasterCard transaction value in Belgium 2010-2020
  • Premium Statistic Credit card and debit card number in Luxembourg 2000-2022
  • Basic Statistic Credit cards and debit cards per capita in Luxembourg 2000-2023
  • Premium Statistic Debit card transaction value in Luxembourg 2006-2019
  • Basic Statistic Annual credit card and debit cards issued in the Netherlands 2000-2025
  • Basic Statistic Credit cards and debit cards per capita in the Netherlands 2010-2023
  • Premium Statistic Annual credit card spending in the Netherlands 2012-2023, in local currency and USD

Contactless payments

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  • Premium Statistic Contactless payment market share during COVID-19 in Belgium 2020-2021
  • Premium Statistic Contactless payment market share during COVID-19 in the Netherlands 2020
  • Premium Statistic Quarterly number of contactless payments in the Netherlands 2014-2021
  • Premium Statistic Annual share of contactless in total debit payments in the Netherlands 2022-2024
  • Premium Statistic Contactless payments market share at POS in Europe 2018, by country
  • Premium Statistic Use of wearable technology for POS payments in Europe 2019, by country

Mobile payments

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  • Premium Statistic Ranking of mobile payment apps in Belgium, based on DAU 2018
  • Premium Statistic Number of Payconiq transactions in Belgium 2017-2020
  • Premium Statistic Ranking of mobile payment apps in the Netherlands, based on DAU 2018
  • Basic Statistic Number of users of Tikkie in the Netherlands 2016-2021
  • Premium Statistic Daily active users (DAU) of PayPal in 16 countries in Europe in 2025
  • Premium Statistic Coronavirus effect on daily active users of PayPal in Europe in 2020, by country

Online shopping

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  • Premium Statistic Leading payment methods in online retail in Belgium 2015-2019
  • Premium Statistic Belgium, Europe and MEA e-commerce payment methods 2020
  • Premium Statistic Bancontact, VISA/MasterCard and Maestro/V-Pay transactions in Belgium 2010-2020
  • Premium Statistic Bancontact and VISA/MasterCard transaction value in Belgium 2010-2020
  • Premium Statistic Most used e-commerce payment methods in Netherlands 2016-2025, with 2030 forecast
  • Premium Statistic Leading payment methods for online shopping in the Netherlands 2016-2020
  • Premium Statistic Netherlands, Europe and MEA e-commerce payment methods 2020
  • Premium Statistic Annual number of transactions with A2A scheme iDEAL in the Netherlands 2006-2025

E-money

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  • Basic Statistic Payment cards issued with an e-money function in Belgium 2000-2020
  • Basic Statistic Number of payments per capita in Belgium 2010-2020, by type of payment service
  • Basic Statistic Annual number of e-money transactions in the Netherlands 2000-2024
  • Basic Statistic Number of payments per capita in Netherlands 2010-2020, by type of payment service
  • Basic Statistic Annual number of e-money transactions in Luxembourg 2013-2024
  • Basic Statistic Number of payments per capita in Luxembourg 2010-2020, by type of payment service
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