Representative interest rates include six main types:
Weighted average interest rate on loans to households for house purchase. Initial fixed period interest rate up to 1 year on loans for house purchase. Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase. Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase. Initial fixed period interest rate of over 10 years on loans for house purchase. Other.
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Annual average interest rate on new mortgage loans in Portugal 2007-2023
The annual average interest rate on new residential loans in Portugal generally decreased between 2007 and 2023 with some fluctuation in the years before 2012. From **** percent in 2007, the annual average interest rate reduced to **** percent in 2021. In 2022, it dramatically increased to **** percent, reaching **** percent in 2023.
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European Mortgage Federation. (September 1, 2024). Annual average interest rate on new residential loans in Portugal from 2007 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/
European Mortgage Federation. "Annual average interest rate on new residential loans in Portugal from 2007 to 2023." Chart. September 1, 2024. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/
European Mortgage Federation. (2024). Annual average interest rate on new residential loans in Portugal from 2007 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/
European Mortgage Federation. "Annual Average Interest Rate on New Residential Loans in Portugal from 2007 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Sep 2024, /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/
European Mortgage Federation, Annual average interest rate on new residential loans in Portugal from 2007 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/ (last visited August 04, 2026)
Annual average interest rate on new residential loans in Portugal from 2007 to 2023 [Graph], European Mortgage Federation, September 1, 2024. [Online]. Available: /statistics/916245/annual-average-interest-rate-on-new-residential-loans-in-portugal/
