In fiscal year 2024, the credit to deposit ratio of foreign sector banks across India was around **Â percent, a decrease from about **Â percent in the previous financial year. The CD ratio is an indicator of bank's liquidity. It is used to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending.
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Indian Banks' Association. (July 14, 2025). Credit to deposit ratio of foreign sector banks across India from financial year 2019 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 04, 2026, from /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/
Indian Banks' Association. "Credit to deposit ratio of foreign sector banks across India from financial year 2019 to 2024." Chart. July 14, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 04, 2026. /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/
Indian Banks' Association. (2025). Credit to deposit ratio of foreign sector banks across India from financial year 2019 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 04, 2026. /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/
Indian Banks' Association. "Credit to Deposit Ratio of Foreign Sector Banks across India from Financial Year 2019 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 14 Jul 2025, /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/
Indian Banks' Association, Credit to deposit ratio of foreign sector banks across India from financial year 2019 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/ (last visited August 04, 2026)
Credit to deposit ratio of foreign sector banks across India from financial year 2019 to 2024 [Graph], Indian Banks' Association, July 14, 2025. [Online]. Available: /statistics/794880/india-loan-to-deposit-ratio-of-foreign-sector-banks/