The question was asked by the source as follows: "Would you consider financing as an alternative to buying a product or a service? ("¿ConsiderarÃas la financiación como una alternativa para adquirir un bien o servicio?")
Data prior to 2025 was retrieved from previous publications of the report.
*Survey respondents in 2025 bought or used products or services in the 12 months before the survey in the following categories: kitchen, sports, household appliances and technology, gaming, furniture and accessories, rest, optics, house improvements, and mobile devices.
In 2025, the share of Spanish consumers that would consider financing their purchases on credit in Spain amounted to ** percent. The surveyed population that would use credit to finance their purchases has decreased ** percentage points since 2015.
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El Observatorio Cetelem. (November 2, 2025). Share of population that would contemplate financing their purchases on credit in Spain from 2015 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 26, 2026, from /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/
El Observatorio Cetelem. "Share of population that would contemplate financing their purchases on credit in Spain from 2015 to 2025." Chart. November 2, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 26, 2026. /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/
El Observatorio Cetelem. (2025). Share of population that would contemplate financing their purchases on credit in Spain from 2015 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 26, 2026. /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/
El Observatorio Cetelem. "Share of Population That Would Contemplate Financing Their Purchases on Credit in Spain from 2015 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 2 Nov 2025, /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/
El Observatorio Cetelem, Share of population that would contemplate financing their purchases on credit in Spain from 2015 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/ (last visited July 26, 2026)
Share of population that would contemplate financing their purchases on credit in Spain from 2015 to 2025 [Graph], El Observatorio Cetelem, November 2, 2025. [Online]. Available: /statistics/774064/consumers-what-would-consider-or-do-not-the-financing-for-purchases-spain/
