The mortgage interest rate in Ireland increased notably in 2023. From **** percent in the fourth quarter of 2022, the rate reached **** percent in the fourth quarter of 2023. In 2024, the rate eased, falling to **** percent in the fourth quarter of the year. This was part of an overall trend of increasing mortgage interest rates in Europe. Factors that influence mortgage interest rates include inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market.Â
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European Mortgage Federation. (July 13, 2026). Average mortgage interest rate in Ireland from 1st quarter 2010 to 4th quarter 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 29, 2026, from /statistics/615000/mortgage-interest-rate-ireland-europe/
European Mortgage Federation. "Average mortgage interest rate in Ireland from 1st quarter 2010 to 4th quarter 2024." Chart. July 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 29, 2026. /statistics/615000/mortgage-interest-rate-ireland-europe/
European Mortgage Federation. (2026). Average mortgage interest rate in Ireland from 1st quarter 2010 to 4th quarter 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 29, 2026. /statistics/615000/mortgage-interest-rate-ireland-europe/
European Mortgage Federation. "Average Mortgage Interest Rate in Ireland from 1st Quarter 2010 to 4th Quarter 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 Jul 2026, /statistics/615000/mortgage-interest-rate-ireland-europe/
European Mortgage Federation, Average mortgage interest rate in Ireland from 1st quarter 2010 to 4th quarter 2024 ÌÇÐÄÆÆ½â°æ, /statistics/615000/mortgage-interest-rate-ireland-europe/ (last visited July 29, 2026)
Average mortgage interest rate in Ireland from 1st quarter 2010 to 4th quarter 2024 [Graph], European Mortgage Federation, July 13, 2026. [Online]. Available: /statistics/615000/mortgage-interest-rate-ireland-europe/