| Characteristic | Affordability index in U.S. dollars per year |
|---|---|
| San Jose, CA | -80,162 |
| San Francisco, CA | -60,975 |
| Los Angeles, CA | -45,761 |
| San Diego, CA | -36,084 |
| Sacramento, CA | -6,636 |
| New York, NY | -6,550 |
| Seattle, WA | -5,778 |
| Riverside, CA | -5,389 |
| Washington, DC | -5,157 |
| Boston, MA | -4,394 |
| Miami-Fort Lauderdale, FL | -4,033 |
| Denver, CO | -2,620 |
| Portland, OR | -1,339 |
| Salt Lake City, UT | 3,108 |
| Virginia Beach, VA | 4,624 |
| Austin, TX | 5,287 |
| Providence, RI | 6,178 |
| Las Vegas, NV | 6,853 |
| Phoenix, AZ | 7,243 |
| Orlando, FL | 7,648 |
| Baltimore, MD | 9,798 |
| Nashville, TN | 10,057 |
| Milwaukee, WI | 10,457 |
| Philadelphia, PA | 10,509 |
| Raleigh, NC | 11,122 |
| Tampa, FL | 11,589 |
| New Orleans, LA | 11,607 |
| San Antonio, TX | 11,879 |
| Minneapolis-St Paul, MN | 12,074 |
| Jacksonville, FL | 12,136 |
| Richmond, VA | 12,363 |
| Chicago, IL | 12,948 |
| Charlotte, NC | 13,066 |
| Dallas-Fort Worth, TX | 13,195 |
| Hartford, CT | 13,322 |
| Houston, TX | 13,401 |
| Atlanta, GA | 14,807 |
| Oklahoma City, OK | 15,236 |
| Louisville, KY | 15,541 |
| Columbus, OH | 16,351 |
| St. Louis, MO | 17,741 |
| Birmingham, AL | 17,747 |
| Cincinnati, OH | 18,022 |
| Memphis, TN | 18,263 |
| Kansas City, MO | 18,460 |
| Cleveland, OH | 18,734 |
| Indianapolis, IN | 18,752 |
| Buffalo, NY | 18,969 |
| Pittsburgh, PA | 20,712 |
| Detroit, MI | 21,207 |
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June 2015
United States
June 2015
*The source adds the following information: "Fifty largest U.S. cities are ranked based on the monetary gap between the median earnings of millennials and the minimum earnings required to purchase a single family home for the given region. Home values, sourced from Zillow, are based on January to April 2015 monthly median values for detached single family homes within a given region. Millennials' earnings estimations are based on 2013 median earnings for workers ages 18 to 34 years old from the Census Bureau, assuming an escalation of 2 percent per year. The mortgage payment calculation assumed a standard 20 percent down payment and state-based monthly average of 30-year fixed rates in 2015, or jumbo rates if the home value was higher than 417,000 U.S. dollars. Minimum salary required was the inferred amount, assuming one-third of the pre-tax income goes to mortgage payment."









