This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
Figures are rounded.Â
*2018 marks a break in the source's methodology.
Citation formats
Online banking penetration in Luxembourg 2005-2025
Luxembourg has seen a significant increase in online banking adoption over the past two decades, with ** percent of individuals using digital banking services in 2025. This represents a doubling of usage since 2005, when only ** percent of the population engaged in online banking.
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Eurostat. (December 16, 2025). Penetration rate of online banking in Luxembourg from 2005 to 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/380860/online-banking-penetration-in-luxembourg/
Eurostat. "Penetration rate of online banking in Luxembourg from 2005 to 2025." Chart. December 16, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/380860/online-banking-penetration-in-luxembourg/
Eurostat. (2025). Penetration rate of online banking in Luxembourg from 2005 to 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/380860/online-banking-penetration-in-luxembourg/
Eurostat. "Penetration Rate of Online Banking in Luxembourg from 2005 to 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 16 Dec 2025, /statistics/380860/online-banking-penetration-in-luxembourg/
Eurostat, Penetration rate of online banking in Luxembourg from 2005 to 2025 ÌÇÐÄÆÆ½â°æ, /statistics/380860/online-banking-penetration-in-luxembourg/ (last visited July 28, 2026)
Penetration rate of online banking in Luxembourg from 2005 to 2025 [Graph], Eurostat, December 16, 2025. [Online]. Available: /statistics/380860/online-banking-penetration-in-luxembourg/