Revolut’s efficiency ratio declined significantly between 2022 and 2025, with substantial decreases each year. By the end of 2025, the ratio stood at ** percent - almost half of its 2022 level. Previously referred to as the overhead ratio, the efficiency ratio is a key metric of operating efficiency, measuring administrative expenses as a percentage of gross profit. A lower efficiency ratio indicates better efficiency, meaning Revolut has been able to reduce its administrative costs relative to its gross profit.
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Revolut. (March 23, 2026). Efficiency ratio of Revolut from 2022 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 15, 2026, from /statistics/1615466/efficiency-ratio-revolut/
Revolut. "Efficiency ratio of Revolut from 2022 to 2025." Chart. March 23, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 15, 2026. /statistics/1615466/efficiency-ratio-revolut/
Revolut. (2026). Efficiency ratio of Revolut from 2022 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 15, 2026. /statistics/1615466/efficiency-ratio-revolut/
Revolut. "Efficiency Ratio of Revolut from 2022 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 23 Mar 2026, /statistics/1615466/efficiency-ratio-revolut/
Revolut, Efficiency ratio of Revolut from 2022 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/1615466/efficiency-ratio-revolut/ (last visited July 15, 2026)
Efficiency ratio of Revolut from 2022 to 2025 [Graph], Revolut, March 23, 2026. [Online]. Available: /statistics/1615466/efficiency-ratio-revolut/
