'Direct ZAHAV credit', refers to digital payments that are made by automated means, the ZAHAV system, Israel's real-time gross settlement system (RGTS).
'Direct MASAV credit' refers to credits that are initiated by the debited party over the MASAV system, Israel's automated clearing house (ACH).
'Direct MASAV debit' refers to credits that are executed only through the Debits Credits and Transfers system, and are initiated by the beneficiary. They are conducted over the MASAV system, Israel's automated clearing house (ACH).
'Payment cards' are typically issued by a bank or credit card company according to a contract with the cardholder. This category also includes loyalty club cards, gift cards, prepaid cards and other forms of payment cards.Â
Citation formats
Payment methods by share of total value in Israel 2022
Digital direct credits, over the ZAHAV wiring system in Israel, accounted for ** percent of the value of funds transferred in Israel in 2022. Direct MASAV credits accounted for almost ** percent of total payments. On the other hand, the value of cash withdrawals amounted to below *** percent of payments in the country. Interestingly, while ZAHAV direct credits accounted for over half the value of payments, they made up only **** percent of the total volume of transactions in the country.Â
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Bank of Israel. (August 11, 2024). Share of total value of payments in Israel in 2022, by method of payment [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1535984/israel-share-of-total-payments-value-by-method/
Bank of Israel. "Share of total value of payments in Israel in 2022, by method of payment." Chart. August 11, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1535984/israel-share-of-total-payments-value-by-method/
Bank of Israel. (2024). Share of total value of payments in Israel in 2022, by method of payment. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1535984/israel-share-of-total-payments-value-by-method/
Bank of Israel. "Share of Total Value of Payments in Israel in 2022, by Method of Payment." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 11 Aug 2024, /statistics/1535984/israel-share-of-total-payments-value-by-method/
Bank of Israel, Share of total value of payments in Israel in 2022, by method of payment ÌÇÐÄÆƽâ°æ, /statistics/1535984/israel-share-of-total-payments-value-by-method/ (last visited July 21, 2026)
Share of total value of payments in Israel in 2022, by method of payment [Graph], Bank of Israel, August 11, 2024. [Online]. Available: /statistics/1535984/israel-share-of-total-payments-value-by-method/
