*Only includes services storing funds in an e-wallet linked directly to a phone number, such as M-PESA, GCash, and Tigo Pesa; excludes over-the-top mobile payment systems, such as Apple Pay, Google Pay, or Samsung Pay.
The source specified that some figures have not been updated in the past year.
As of January 2024, over ** percent of Armenians aged ** years and older had an account with a financial institution. Moreover, every four in ten made digital payments over the past year, whereas one in five used a mobile phone or the internet to pay bills.
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DataReportal, & We Are Social, & Meltwater. (February 1, 2025). Share of population aged 15 years and older using selected financial products and services in Armenia as of January 2024 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 20, 2026, from /statistics/1362203/financial-services-usage-armenia/
DataReportal, und We Are Social, und Meltwater. "Share of population aged 15 years and older using selected financial products and services in Armenia as of January 2024." Chart. February 1, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 20, 2026. /statistics/1362203/financial-services-usage-armenia/
DataReportal, We Are Social, Meltwater. (2025). Share of population aged 15 years and older using selected financial products and services in Armenia as of January 2024. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 20, 2026. /statistics/1362203/financial-services-usage-armenia/
DataReportal, and We Are Social, and Meltwater. "Share of Population Aged 15 Years and Older Using Selected Financial Products and Services in Armenia as of January 2024." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Feb 2025, /statistics/1362203/financial-services-usage-armenia/
DataReportal & We Are Social & Meltwater, Share of population aged 15 years and older using selected financial products and services in Armenia as of January 2024 ÌÇÐÄÆƽâ°æ, /statistics/1362203/financial-services-usage-armenia/ (last visited July 20, 2026)
Share of population aged 15 years and older using selected financial products and services in Armenia as of January 2024 [Graph], DataReportal, & We Are Social, & Meltwater, February 1, 2025. [Online]. Available: /statistics/1362203/financial-services-usage-armenia/
