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Ranking of the least affordable states for homeowners insurance in the United States in 2024, by annual premium (in U.S. dollars)

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Release date

August 2024

Region

United States

Survey time period

2024

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Least affordable U.S. states in terms of homeowners insurance premium 2024

Published by Jenny Yang, Dec 6, 2024

In 2024, the southern state of Oklahoma offered the least affordable homeowners insurance conditions for homeowners in the United States. Homeowners in Oklahoma paid annually almost U.S. dollars in order to have insurance coverage for their homes. In the meantime, homeowners in the midwestern state of Nebraska had to spend approximately U.S. dollars on an annual basis for the same sort of insurance.

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Homeowners insurance in the United StatesInsured catastrophe lossesReinsurancePrivate health insurance in the United StatesProperty and casualty insurance in the United States
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