The ratio is calculated by dividing the average amount of savings per household by the average annual income per household each year.
Average figures include households which reported having no savings.
The source defines workers' households as households in which the head of the household works for a company, government office, school, factory, store, etc. Households in which the head of the household is an executive of a company or organization, such as a president, director, or board member, fall under the category of "households other than working or unemployed".
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Savings as a share of income of working multi-person households in Japan 2015-2024
In 2024, the average amount of savings held by working multi-person households in Japan accounted for percent of their average annual household income. Average savings of working multi-person households reached a decade high in 2024.
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Statistics Bureau of Japan. (May 15, 2025). Savings as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 06, 2026, from /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/
Statistics Bureau of Japan. "Savings as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024." Chart. May 15, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 06, 2026. /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/
Statistics Bureau of Japan. (2025). Savings as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 06, 2026. /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/
Statistics Bureau of Japan. "Savings as a Percentage of The Annual Income of Working Two or More Person Households in Japan from 2015 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 15 May 2025, /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/
Statistics Bureau of Japan, Savings as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/ (last visited August 06, 2026)
Savings as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024 [Graph], Statistics Bureau of Japan, May 15, 2025. [Online]. Available: /statistics/1235656/japan-working-multi-person-households-savings-as-a-share-of-annual-income/