Key insights
- Household debt as a share of net disposable income
- %

Detailed statistics
Household debt as a share of net disposable income in Japan 2014-2023
- Household financial liabilities
- tn JPY

Detailed statistics
Financial liabilities of households in Japan Q1 2024-Q2 2025
- Household debt as a share of GDP
- %

Detailed statistics
Household debt as a share of GDP in Japan 2013-2022
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Current statistics on this topic
Recommended statistics
Overview
7
- Household debt as a share of GDP in Japan 2013-2022
- Household debt as a share of net disposable income in Japan 2014-2023
- Quarterly debt service ratio of households in Japan Q1 2018-Q3 2024
- Financial liabilities of households in Japan Q1 2024-Q2 2025
- Outstanding loans to households in Japan Q1 2019-Q2 2025, by type
- Amount of debt per adult in Japan 2013-2022
- Average of monthly loan repayments of working households in Japan 2015-2024, by type
Overview
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Household debt as a share of GDP in Japan 2013-2022

Household debt as a share of GDP in Japan 2013-2022
Household debt as a share of the gross domestic product (GDP) in Japan from 2013 to 2022
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Household debt as a share of net disposable income in Japan 2014-2023

Household debt as a share of net disposable income in Japan 2014-2023
Household debt as a share of net disposable income in Japan from 2014 to 2023
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Quarterly debt service ratio of households in Japan Q1 2018-Q3 2024

Quarterly debt service ratio of households in Japan Q1 2018-Q3 2024
Quarterly debt service ratio (DSR) of households in Japan from 1st quarter 2018 to 3rd quarter 2024
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Financial liabilities of households in Japan Q1 2024-Q2 2025

Financial liabilities of households in Japan Q1 2024-Q2 2025
Value of financial liabilities held by households in Japan from 1st quarter 2024 to 2nd quarter 2025 (in trillion Japanese yen)
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Outstanding loans to households in Japan Q1 2019-Q2 2025, by type

Outstanding loans to households in Japan Q1 2019-Q2 2025, by type
Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen)
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Amount of debt per adult in Japan 2013-2022

Amount of debt per adult in Japan 2013-2022
Amount of debt per adult in Japan from 2013 to 2022 (in 1,000 U.S. dollars)
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Average of monthly loan repayments of working households in Japan 2015-2024, by type

Average of monthly loan repayments of working households in Japan 2015-2024, by type
Annual average amount of monthly loan repayments of working households in Japan from 2015 to 2024, by type (in 1,000 Japanese yen)
Multi-person households
6
- Share of multi-person households with debt in Japan 2015-2024
- Liabilities as a share of the income of multi-person households in Japan 2015-2024
- Median debt of multi-person households in Japan 2015-2024
- Average liabilities of multi-person households in Japan 2015-2024
- Average liabilities of multi-person households in Japan 2015-2024, by type
- Liabilities of multi-person households in Japan 2015-2024, by age of household head
Multi-person households
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Share of multi-person households with debt in Japan 2015-2024

Share of multi-person households with debt in Japan 2015-2024
Share of two or more person households with liabilities in Japan from 2015 to 2024
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Liabilities as a share of the income of multi-person households in Japan 2015-2024

Liabilities as a share of the income of multi-person households in Japan 2015-2024
Liabilities as a percentage of the annual income of two or more person households in Japan from 2015 to 2024
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Median debt of multi-person households in Japan 2015-2024

Median debt of multi-person households in Japan 2015-2024
Median amount of liabilities held by two or more person households in Japan from 2015 to 2024 (in million Japanese yen)
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Average liabilities of multi-person households in Japan 2015-2024

Average liabilities of multi-person households in Japan 2015-2024
Average amount of liabilities held by two or more person households in Japan from 2015 to 2024 (in million Japanese yen)
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Average liabilities of multi-person households in Japan 2015-2024, by type

Average liabilities of multi-person households in Japan 2015-2024, by type
Average amount of liabilities held by two or more person households in Japan from 2015 to 2024, by type (in million Japanese yen)
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Liabilities of multi-person households in Japan 2015-2024, by age of household head

Liabilities of multi-person households in Japan 2015-2024, by age of household head
Average amount of liabilities held by two or more person households in Japan from 2015 to 2024, by age of household head (in million Japanese yen)
Working multi-person households
6
- Share of working multi-person households with liabilities in Japan 2015-2024
- Debt as a share of income of working multi-person households in Japan 2015-2024
- Median debt of working multi-person households in Japan 2015-2024
- Average debt of working multi-person households in Japan 2015-2024
- Average debt of working multi-person households in Japan 2015-2024, by type
- Average liabilities of working multi-person households in Japan 2024, by region
Working multi-person households
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Share of working multi-person households with liabilities in Japan 2015-2024

Share of working multi-person households with liabilities in Japan 2015-2024
Share of working two or more person households with liabilities in Japan from 2015 to 2024
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Debt as a share of income of working multi-person households in Japan 2015-2024

Debt as a share of income of working multi-person households in Japan 2015-2024
Liabilities as a percentage of the annual income of working two or more person households in Japan from 2015 to 2024
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Median debt of working multi-person households in Japan 2015-2024

Median debt of working multi-person households in Japan 2015-2024
Median amount of liabilities held by working two or more person households in Japan from 2015 to 2024 (in million Japanese yen)
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Average debt of working multi-person households in Japan 2015-2024

Average debt of working multi-person households in Japan 2015-2024
Average amount of liabilities held by working two or more person households in Japan from 2015 to 2024 (in million Japanese yen)
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Average debt of working multi-person households in Japan 2015-2024, by type

Average debt of working multi-person households in Japan 2015-2024, by type
Average amount of liabilities held by working two or more person households in Japan from 2015 to 2024, by type (in million Japanese yen)
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Average liabilities of working multi-person households in Japan 2024, by region

Average liabilities of working multi-person households in Japan 2024, by region
Average amount of liabilities held by working two or more person households in Japan in 2024, by region (in million Japanese yen)
Housing loans
5
- Outstanding housing loans in Japan Q1 2018-Q2 2025, by lending institution
- Outstanding home loans in Japan in FY 2015-2024, by institution
- Outstanding home loan debt of working households in Japan 2014-2023
- Monthly home loan repayments of working households in Japan 2014-2023
- Ratio of working households' mortgage repayments to disposable income Japan 2014-2023
Housing loans
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Outstanding housing loans in Japan Q1 2018-Q2 2025, by lending institution

Outstanding housing loans in Japan Q1 2018-Q2 2025, by lending institution
Outstanding amount of housing loans in Japan from 1st quarter 2018 to 2nd quarter 2025, by type of lending institution (in trillion Japanese yen)
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Outstanding home loans in Japan in FY 2015-2024, by institution

Outstanding home loans in Japan in FY 2015-2024, by institution
Value of outstanding housing loans in Japan from fiscal year 2015 to 2024, by institution (in trillion Japanese yen)
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Outstanding home loan debt of working households in Japan 2014-2023

Outstanding home loan debt of working households in Japan 2014-2023
Outstanding housing loan debt of working households in Japan from 2014 to 2023 (in million Japanese yen)
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Monthly home loan repayments of working households in Japan 2014-2023

Monthly home loan repayments of working households in Japan 2014-2023
Monthly housing loan repayments of working households in Japan from 2014 to 2023 (in 1,000 Japanese yen)
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Ratio of working households' mortgage repayments to disposable income Japan 2014-2023

Ratio of working households' mortgage repayments to disposable income Japan 2014-2023
Monthly housing loan repayments as a share of the disposable income of working households in Japan from 2014 to 2023
Consumer loans
6
- Outstanding consumer loans to households in Japan Q1 2018-Q2 2025
- Outstanding amount of purchases on credit in Japan 2015-2024
- Outstanding credit card balances Japan 2015-2024
- Outstanding amount of auto loans in Japan 2016-2024
- Outstanding loans from money lending companies to consumers in Japan 2015-2024
- Outstanding unsecured loans from money lending companies in Japan 2016-2024
Consumer loans
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Outstanding consumer loans to households in Japan Q1 2018-Q2 2025

Outstanding consumer loans to households in Japan Q1 2018-Q2 2025
Outstanding amount of consumer credit to households from private financial institutions in Japan from 1st quarter 2018 to 2nd quarter 2025 (in trillion Japanese yen)
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Outstanding amount of purchases on credit in Japan 2015-2024

Outstanding amount of purchases on credit in Japan 2015-2024
Outstanding amount of shopping on credit in Japan from 2015 to 2024 (in trillion Japanese yen)
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Outstanding credit card balances Japan 2015-2024

Outstanding credit card balances Japan 2015-2024
Value of outstanding credit card balances in Japan from 2015 to 2024 (in trillion Japanese yen)
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Outstanding amount of auto loans in Japan 2016-2024

Outstanding amount of auto loans in Japan 2016-2024
Outstanding amount of auto loans in Japan from 2016 to 2024 (in billion Japanese yen)
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Outstanding loans from money lending companies to consumers in Japan 2015-2024

Outstanding loans from money lending companies to consumers in Japan 2015-2024
Outstanding amount of loans from money lending business operators to consumers in Japan from 2015 to 2024 (in trillion Japanese yen)
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Outstanding unsecured loans from money lending companies in Japan 2016-2024

Outstanding unsecured loans from money lending companies in Japan 2016-2024
Outstanding amount of unsecured loans from money lending business operators in Japan from 2016 to 2024 (in trillion Japanese yen)
Consumer insights
6
- Opinion on borrowing money in Japan 2024
- Reasons for borrowing money among multi-person households in Japan 2022
- Most common reasons for applying for loans from money lenders in Japan 2023
- Most common sources of debt repayment in Japan 2023
- Impact of the COVID-19 pandemic on borrowing behavior in Japan 2022
- Age and gender breakdown of consumers with outstanding unsecured loans in Japan 2024
Consumer insights
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Opinion on borrowing money in Japan 2024

Opinion on borrowing money in Japan 2024
Attitudes towards borrowing money in Japan as of August 2024
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Reasons for borrowing money among multi-person households in Japan 2022

Reasons for borrowing money among multi-person households in Japan 2022
Most common reasons for borrowing money among two or more person households in Japan as of July 2022
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Most common reasons for applying for loans from money lenders in Japan 2023

Most common reasons for applying for loans from money lenders in Japan 2023
Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023
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Most common sources of debt repayment in Japan 2023

Most common sources of debt repayment in Japan 2023
Leading sources of debt repayment in Japan as of July 2023
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Impact of the COVID-19 pandemic on borrowing behavior in Japan 2022

Impact of the COVID-19 pandemic on borrowing behavior in Japan 2022
Impact of the coronavirus (COVID-19) pandemic on borrowing behavior in Japan as of August 2022
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Age and gender breakdown of consumers with outstanding unsecured loans in Japan 2024

Age and gender breakdown of consumers with outstanding unsecured loans in Japan 2024
Distribution of consumers with outstanding unsecured loan debt from money lending business operators in Japan as of March 2024, by age and gender
Multiple debt
6
- Number of consumer affairs consultations on multiple debt in Japan FY 2014-2023
- Gender distribution of consumers counseled on multiple debt in Japan FY 2019-2022
- Age distribution of consumers counseled on multiple debt in Japan FY 2022
- Common reason for debt among consumers counseled on multiple-debt in Japan 2022
- Number of personal bankruptcy cases filed in Japan 2015-2024
- Number personal debt restructuring petitions filed in Japan 2013-2022
Multiple debt
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Number of consumer affairs consultations on multiple debt in Japan FY 2014-2023

Number of consumer affairs consultations on multiple debt in Japan FY 2014-2023
Number of inquiries at consumer affairs centers related to multiple debt in Japan from fiscal year 2014 to 2023
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Gender distribution of consumers counseled on multiple debt in Japan FY 2019-2022

Gender distribution of consumers counseled on multiple debt in Japan FY 2019-2022
Gender distribution of consumers who received counseling regarding multiple debt in Japan from fiscal year 2019 to 2022
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Age distribution of consumers counseled on multiple debt in Japan FY 2022

Age distribution of consumers counseled on multiple debt in Japan FY 2022
Age distribution of consumers who received counseling regarding multiple debt in Japan in fiscal year 2022
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Common reason for debt among consumers counseled on multiple-debt in Japan 2022

Common reason for debt among consumers counseled on multiple-debt in Japan 2022
Leading reason for borrowing money among consumers who received counseling by local governments regarding multiple debt in Japan in 2022
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Number of personal bankruptcy cases filed in Japan 2015-2024

Number of personal bankruptcy cases filed in Japan 2015-2024
Number of personal bankruptcy cases filed in Japan from 2015 to 2024 (in 1,000s)
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Number personal debt restructuring petitions filed in Japan 2013-2022

Number personal debt restructuring petitions filed in Japan 2013-2022
Number of personal debt rehabilitation petitions filed in Japan from 2013 to 2022
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