In 2022, the capital adequacy ratio (CAR) of commercial banks in Kenya decreased to ** percent, down from **** percent in the preceding year. The shrinking indicated a slight decrease in the banking sector's ability to withstand a financial downturn. The CAR measures the ratio between capital volume and risk-weighted credit exposures. The higher the ratio, the more likely the banks will handle losses before being at risk of insolvency.
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Central Bank of Kenya. (May 15, 2023). Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. "Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022." Chart. May 15, 2023. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. (2023). Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. "Capital Adequacy Ratio (Car) of Commercial Banks in Kenya from 2017 to 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 15 May 2023, /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya, Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 ÌÇÐÄÆƽâ°æ, /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/ (last visited August 04, 2026)
Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 [Graph], Central Bank of Kenya, May 15, 2023. [Online]. Available: /statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
