Nigeria had million active bank customers in 2021. Compared to 2016, the number of clients increased by over ** million. The country counts more than *** million inhabitants, and the adult population made up of more than half of the inhabitants as of 2021. Moreover, the credit card penetration in Nigeria is quite low: less than three percent of people aged 15 years and older own a credit card.
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Nigeria Inter-Bank Settlement System PLC. (July 18, 2022). Number of active bank customers in Nigeria from 2016 to 2021 (in millions) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 03, 2026, from /statistics/1182094/number-of-bank-customers-in-nigeria/
Nigeria Inter-Bank Settlement System PLC. "Number of active bank customers in Nigeria from 2016 to 2021 (in millions)." Chart. July 18, 2022. ÌÇÐÄÆÆ½â°æ. Accessed August 03, 2026. /statistics/1182094/number-of-bank-customers-in-nigeria/
Nigeria Inter-Bank Settlement System PLC. (2022). Number of active bank customers in Nigeria from 2016 to 2021 (in millions). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 03, 2026. /statistics/1182094/number-of-bank-customers-in-nigeria/
Nigeria Inter-Bank Settlement System PLC. "Number of Active Bank Customers in Nigeria from 2016 to 2021 (in Millions)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 18 Jul 2022, /statistics/1182094/number-of-bank-customers-in-nigeria/
Nigeria Inter-Bank Settlement System PLC, Number of active bank customers in Nigeria from 2016 to 2021 (in millions) ÌÇÐÄÆÆ½â°æ, /statistics/1182094/number-of-bank-customers-in-nigeria/ (last visited August 03, 2026)
Number of active bank customers in Nigeria from 2016 to 2021 (in millions) [Graph], Nigeria Inter-Bank Settlement System PLC, July 18, 2022. [Online]. Available: /statistics/1182094/number-of-bank-customers-in-nigeria/