In 2020, e-wallet held about ** percent of digital payments in Nigeria. The most common service was KongaPay, which accounted for **** percent of the payments, while PayPal followed with percent. Overall, cash and bank transfers were the second most common payment methods in online retail after cards. However, data on credit card penetration in Nigeria show that the share of people owning a credit card is quite low.
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PPRO. (August 31, 2020). Share of payments with e-wallet in Nigeria in 2020, by leading service [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/
PPRO. "Share of payments with e-wallet in Nigeria in 2020, by leading service." Chart. August 31, 2020. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/
PPRO. (2020). Share of payments with e-wallet in Nigeria in 2020, by leading service. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/
PPRO. "Share of Payments with E-wallet in Nigeria in 2020, by Leading Service." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 31 Aug 2020, /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/
PPRO, Share of payments with e-wallet in Nigeria in 2020, by leading service ÌÇÐÄÆƽâ°æ, /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/ (last visited July 28, 2026)
Share of payments with e-wallet in Nigeria in 2020, by leading service [Graph], PPRO, August 31, 2020. [Online]. Available: /statistics/1175909/share-of-payments-with-e-wallet-in-nigeria/
