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Net premiums earned for life and non-life insurance in Europe in 2023, by country (in million euros)

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Source

Release date

2024

Region

Europe

Survey time period

2023

Special properties

EU member states only

Supplementary notes

Sample includes insurers with financial year-end within the calendar year. Exchange rate conversions to EUR using ECB exchange rates as of reference date.

Citation formats

Net premiums earned in Europe 2023, by country

Published by Jenny Yang, Mar 27, 2025

In 2023, Germany and France were the largest European insurance markets by net premiums earned. In that year, France had net premiums of over *** billion euros for non-life and approximately billion euros for life insurance. As insurance premiums are paid in advance, insurance companies record both written premiums unearned and premiums earned. A premium is not earned and deemed as profit until the insurance company has fulfilled its obligation of insuring a policy over a given period of time.

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Insurance KPIs in EuropeLife insurance worldwideValuation of non-life insurance sector in global perspectiveInsurance industry in the UKMotor insurance in the UK
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