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As of August 4, 2026, ** was the leading life insurer in Europe, with a market value of about * billion U.S. dollars. ** was also the largest European insurance company by total assets. The second-largest European life insurance company, with a market value of approximately * billion U.S. dollars, was Zurich Insurance Group.

Market capitalization

Market capitalization, also known as stock market value, is the total value of issued shares of a publicly traded company. It is equal to the share price multiplied by the number of shares outstanding. It applies only to publicly traded companies or companies that have made their stock market debut, also known as the initial public offering, or an IPO. Due to the practice of buying and selling stock in public markets, market capitalization can be used as a proxy for the wider public’s opinion of a company’s net worth.

The insurance industry in Europe

Although the largest insurers hailed from Germany and Switzerland, France was still the largest insurance industry in Europe, measured by premiums written. Meanwhile, Luxembourg had the highest insurance penetration in Europe, measured as the ratio of insurance premiums written to GDP, at ** percent.