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Loans and credits in Poland - statistics & facts

Key insights

  • Reference rate in Poland in 2025
  • *%
  • Value of private credits and loans in Poland
  • ***bn PLN
  • Total housing loan debt balance in Poland
  • ***bn PLN

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Overview

Household loans

Business loans

Cash loans

Credit cards

Installment loans

Mortgages

Leasing

Non-bank loans

BNPL

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