Student loan debt in the United States
Statistics report on student loan debt in the United States
This report presents statistics and facts on student loan debt in the United States. The report begins with an overview of the continuing student debt crisis, presenting in-depth information on outstanding student loans and the amount of debt held by borrowers. The report then outlines the demographics of student debt, revealing ongoing inequalities faced by women and people of color and highlighting debt differences within higher education institutions. Further detail is also provided on repayment difficulties and default rates. Ultimately, this report concludes by outlining the political controversy of federal student loan forgiveness, followed by a section divulging the opinions of the American public themselves.
Report Details
Student loan debt in the United States
Pages
79 Pages
Format
PPTX
,
PDF
Language
English
Released
2025
Access
Download from this page
Comprehensive data insights
Includes all relevant statistics
Compiled by our industry experts
Table of contents
Overview
10
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Value of outstanding student loans U.S. 2006-2025
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Value of student loan debt outstanding, by repayment status U.S. 2025
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Number of student loan borrowers by balance U.S. 2025
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Total student loans provided in the U.S. 2003-2025
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Share of student loans provided in the U.S. 2004-2025, by source
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Amount of student loan debt outstanding, by type U.S. 2025
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Amount of student aid offered, by federal loan program U.S. 2018/19-2024/25
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Student borrowing - percentage borrowing of federal loans U.S. 2010-2024
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Student borrowing - federal student loans taken out, by average amount 2011-2024
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Average debt of university graduates in the U.S. 1999/00-2025/26
Debt demographics
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Average student loan debt balances in the U.S. 2024, by generation
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Total outstanding federal student loan debt U.S. 2025, by age group
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Average student loan debt per borrower U.S. 2026, by age group
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Share of Americans with student loan debt U.S. 2023, by state
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Average student debt U.S. 2020, by state
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Share of Americans who currently have student debt U.S. 2022, by race and gender
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Share of Americans with at least 25,000 U.S. dollars in student debt 2023, by race
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Average U.S. students' undergraduate student loan debt by race 2020
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Average share of student debt still owed 4 years after graduation U.S. 2020, by race
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U.S. sources of debt of LGBTQI+ adults 2023
Higher education institutions
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Federal student loan limits for undergraduates U.S. 2024, by year and dependency
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Percentage of U.S. students with student loans 2020/21, by institution type
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Share of students receiving student aid in the U.S. 2020-2021, by type of aid
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Tuition cost and student loan amounts U.S. 2023/24, by institution type
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Average tuition costs and student loans at U.S. 2-year institutions by type 2023
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U.S. student loan borrowers' debt levels in public four-year colleges 2007-2024
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U.S. student loan borrowers' debt levels at private four-year colleges 2007-2024
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Average student debt for a 4-year bachelor's degree U.S. 2025, by institution type
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Average value of undergraduate student loans U.S. 2009-2025, by federal loan type
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Average value of graduate student loans U.S. 2009-2025, by type
Default rates and repayment
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Student loan cohort default rate in the U.S. 2019, by institution type
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Total balance of federal student loan debt in forbearance U.S. 2022-2024
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Students with federal loans for higher education U.S. 2025, by repayment status
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Student loan default rate U.S. 2022, by race
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Student loan default rate U.S. 2022, by degree type
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Student loan default rate U.S. 2022, by family income
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U.S. borrowers who struggled to make student loan payments 2022
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U.S. adults' ability to pay off student loan debt 2024
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Share of adults who could afford student loans U.S. 2022, by loan amount owed
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Share of adults who could afford payments towards student loans U.S. 2022, by income
Impacts of loan repayment
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Share of adults who could afford to make payments towards student loans U.S. 2022
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Distribution of use of funds during paused student loan repayment period U.S. 2022
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Share of adults who think student loans impact financial security U.S. 2022 by income
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Share of Americans with difficulty paying bills U.S. 2024, by student debt status
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Share of Americans who were behind on student loan payments U.S. 2023, by education
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Length of time expected by Gen Z to pay off undergraduate student debt U.S. 2023
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Share of Gen Z who delayed select financial decisions due to student debt U.S. 2022
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Share of adults who believe student loan payments impact financial security U.S. 2022
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Share of Gen Z who would make different financial decisions towards college U.S. 2022
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Share of Americans facing various issues due to student loan debt U.S. 2022
Federal loan forgiveness
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Federal student loan forgiveness programs U.S. 2023, by average amount forgiven
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Share of Americans aged 18-29 with select beliefs on federal student loan policy 2022
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U.S. support for forgiving federal student loans with various tradeoffs 2022
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Share of adults who agree selected programs would help them afford college U.S. 2022
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Average share of student loan forgiven for Americans to reenroll in college 2022
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U.S. adults' on extent of student loan forgiveness 2022
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U.S. adults on extent of student loan forgiveness 2024
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U.S. adults' on extent of student loan forgiveness 2022, by party identification
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Share of Americans who would reenroll in college if student loans were forgiven 2022
Opinion
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U.S. belief in effectiveness of affirmative action/student loan forgiveness 2023
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Perception of taking out student loans to afford higher education U.S. 2022
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U.S. belief that benefits of higher education exceed the cost 2023, by education/age
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Share of adults who believe taking out student loans is worth it U.S. 2022, by income
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Share of adults who believe taking out student loans was worth it U.S. 2022, by age
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U.S. beliefs on whether college is a smart investment or a gamble 2023, by generation
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Gen Z teens on whether college is a smart investment U.S. 2023, by demographic
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Share of adults who believe their student loan debt was not worth it U.S. 2022
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U.S. students' beliefs on taking out loans for online higher education 2021-23
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