Bank loans in the European Union
Statistics report about bank loans in the European Union
Bank loans play a key role in the economy of the European Union, as they allow consumers' money to keep flowing and help companies afford new investments. After an overview of the market size of this industry in the EU, this report provides further insight into the loans granted to household and to non-financial corporations. Additionally, there are two chapters providing information on their interest rates and on the size of non-performing loans. Apart from including country comparisons on the figures of some of the major European countries, some of the statistics included in this report are focused on the European Union or the Eurozone as a whole.
Report Details
Bank loans in the European Union
Pages
35 Pages
Format
PPTX
,
PDF
Language
English
Released
August 2025
Access
Download from this page
Comprehensive data insights
Includes all relevant statistics
Compiled by our industry experts
Table of contents
Overview
6
Premium
Statistic
Value of household and business loans by European banks 2020-2024, by type
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Statistic
Growth rate forecast of total loans and advances in the EU/EEA 2024-2027, by type
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Statistic
Value of loans and advances in Europe 2025, by country
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Statistic
Value per capita of loans and advances in Europe 2024, by country
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Statistic
Value of loans as a share of GDP in the EU 2024, by country
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Statistic
Value of loans and advances as a share of bank assets in Europe 2025, by country
Interest rates
6
Basic
Statistic
Loan interest rates in the euro area 2026, by country and maturity
Basic
Statistic
Consumer loan interest rates in the euro area 2024-2025, by maturity
Basic
Statistic
Consumer loan interest rates in the euro area 2026, by country
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Statistic
Average mortgage interest rate in Europe Q1 2026, by country
Basic
Statistic
Business loan interest rate in the euro area 2019-2026
Basic
Statistic
Business loan interest rates in the euro area 2025, by country
Loans to households
5
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Statistic
Loans and advances to households in the EU 2022-2024 with forecast until 2027
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Statistic
Outstanding household loans in the euro area 2015-2025, by type
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Statistic
Loans and advances to households in Europe 2025, by country and type
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Statistic
Growth rate forecast of household loans and advances in Europe 2025-2027, by country
Basic
Statistic
Consumer loans in selected EU countries 2025
Business loans
6
Premium
Statistic
Loans and advances to businesses in the EU 2022-2024 with forecast until 2027
Basic
Statistic
Outstanding loans to non-financial corporations in the euro area 2020-2025
Basic
Statistic
Outstanding loans to non-financial corporations in the euro area 2024-2025, by type
Basic
Statistic
Value of loans to non-financial corporations in Europe 2025, by country
Basic
Statistic
Value of loans to financial corporations in the euro area 2025, by country
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Statistic
Rejection of bank loans to SMEs in selected European countries 2024
Non-performing loans
5
Basic
Statistic
Non-performing loans ratio in the euro area 2015-2026
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Statistic
Value of non-performing loans and advances by European banks 2019-2025, by type
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Statistic
Non-performing loans ratio in the European Economic Area 2025, by country
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Statistic
Non-performing exposure ratio in Europe 2025, by country
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Statistic
Non-performing loans coverage ratio in Europe 2025, by country
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