Representative interest rates include six main types:
Weighted average interest rate on loans to households for house purchase. Initial fixed period interest rate up to 1 year on loans for house purchase. Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase. Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase. Initial fixed period interest rate of over 10 years on loans for house purchase. Other.
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Annual average interest rate on new mortgage loans in Latvia 2006-2024
The annual average interest rate on new residential loans in Latvia rose for the first time in 2022 after more than 10 years of decline. In 2023, the average mortgage rate saw a significant increase to **** percent. A year later, the rate decreased to **** percent.
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European Mortgage Federation. (September 1, 2025). Annual average interest rate on new residential mortgage loans in Latvia from 2006 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/
European Mortgage Federation. "Annual average interest rate on new residential mortgage loans in Latvia from 2006 to 2024." Chart. September 1, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/
European Mortgage Federation. (2025). Annual average interest rate on new residential mortgage loans in Latvia from 2006 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/
European Mortgage Federation. "Annual Average Interest Rate on New Residential Mortgage Loans in Latvia from 2006 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 1 Sep 2025, /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/
European Mortgage Federation, Annual average interest rate on new residential mortgage loans in Latvia from 2006 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/ (last visited July 31, 2026)
Annual average interest rate on new residential mortgage loans in Latvia from 2006 to 2024 [Graph], European Mortgage Federation, September 1, 2025. [Online]. Available: /statistics/916145/annual-average-interest-rate-on-new-residential-loans-in-latvia/