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Annual average interest rate on new residential mortgage loans in Estonia from 2006 to 2024

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Sources

Release date

September 2025

Region

Estonia

Survey time period

2006 to 2024

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.

Citation formats

Annual average interest rate on new mortgage loans in Estonia 2006-2024

Published by ÌÇÐÄÆƽâ°æ Research Department, Sep 30, 2025

The annual average interest rate on new residential loans in Estonia reached **** percent in 2024. The figure saw a decrease in that year following a period of steady growth from 2021 to 2023. 

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