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Türkiye Cumhuriyeti Ziraat Bankası A.Åž., also known as Ziraat Bankasi, had the highest value of total assets in Turkey as of June 30, 2025. The state-owned bank saw total assets reach * billion U.S. dollars, approximately ** billion U.S. dollars more than the second-largest bank. Turkey’s largest banks fall far short as compared to the size of Europe’s largest banks. The total value of assets of the banking sector in Turkey amounted to **** trillion Turkish lira at the end of 2023.Ìý

Turkish banking sector

The Turkish banking sector is made up of a total of 55 banks as of June 2023, the majority of which are either foreign-owned or development and investment banks. In the last quarter of 2024, there were approximately **** billion credit card transactions ²¹²Ô»åÌý*** billion debit card transactions.Ìý

Online banking

As more and more banks embraced the digital transformation and started offering digital banking to their customers, the number of Turkish people using digital banking has actively increased in recent years. As of the fourth quarter of 2023, there were over *** million active digital banking customers in the country, which was the highest value recorded.