In 2019, almost ** individuals in the Netherlands had a health insurance debt which was longer than *** months. If a premium is overdue, the health insurer will send a letter when someone is *** months or more behind on payments. When payments are **** months behind or more, the health insures issues a last warning. In the event of a *** months premium debt, the health insurer reports the arrear to the National Health Care Institute (in Dutch: Zorginstuut Nederland). They issue a new monthly premium, which will be deducted directly from wages or benefits. The increased premium will end, once the entire debt has been paid or when arrangements have been made for debt counseling.
The Dutch health insurance system as it is now was introduced in 2006 and combines elements of both public as well as private insurance. It is mandatory to have at least a basic health insurance (in Dutch: basisverzekering) when you work in the Netherlands, because healthcare is funded through taxation of income.
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Ministerie van Volksgezondheid, Welzijn en Sport. (October 15, 2020). Average number of health insurance payment arrears in the Netherlands from 2014 to 2019, by duration of debt [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/
Ministerie van Volksgezondheid, Welzijn en Sport. "Average number of health insurance payment arrears in the Netherlands from 2014 to 2019, by duration of debt." Chart. October 15, 2020. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/
Ministerie van Volksgezondheid, Welzijn en Sport. (2020). Average number of health insurance payment arrears in the Netherlands from 2014 to 2019, by duration of debt. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/
Ministerie van Volksgezondheid, Welzijn en Sport. "Average Number of Health Insurance Payment Arrears in The Netherlands from 2014 to 2019, by Duration of Debt." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 15 Oct 2020, /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/
Ministerie van Volksgezondheid, Welzijn en Sport, Average number of health insurance payment arrears in the Netherlands from 2014 to 2019, by duration of debt ÌÇÐÄÆƽâ°æ, /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/ (last visited July 31, 2026)
Average number of health insurance payment arrears in the Netherlands from 2014 to 2019, by duration of debt [Graph], Ministerie van Volksgezondheid, Welzijn en Sport, October 15, 2020. [Online]. Available: /statistics/618211/payment-arrears-health-insurance-act-in-the-netherlands-by-duration/
