The mortgage interest rate in France had been on a downward trend for nearly a decade, until it started to rise in 2022. In the first quarter of 2026, the interest rate amounted to **** percent, up slightly from percent in the fourth quarter of 2025. A similar trend can be observed across most European countries.
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European Mortgage Federation. (July 13, 2026). Average mortgage interest rate in France from 1st quarter 2010 to 1st quarter 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/614991/mortgage-interest-rate-france-europe/
European Mortgage Federation. "Average mortgage interest rate in France from 1st quarter 2010 to 1st quarter 2026." Chart. July 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/614991/mortgage-interest-rate-france-europe/
European Mortgage Federation. (2026). Average mortgage interest rate in France from 1st quarter 2010 to 1st quarter 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/614991/mortgage-interest-rate-france-europe/
European Mortgage Federation. "Average Mortgage Interest Rate in France from 1st Quarter 2010 to 1st Quarter 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 Jul 2026, /statistics/614991/mortgage-interest-rate-france-europe/
European Mortgage Federation, Average mortgage interest rate in France from 1st quarter 2010 to 1st quarter 2026 ÌÇÐÄÆÆ½â°æ, /statistics/614991/mortgage-interest-rate-france-europe/ (last visited July 31, 2026)
Average mortgage interest rate in France from 1st quarter 2010 to 1st quarter 2026 [Graph], European Mortgage Federation, July 13, 2026. [Online]. Available: /statistics/614991/mortgage-interest-rate-france-europe/