The source states that the cash withdrawals listed are at ATMs both in Luxembourg and abroad. Only customer transactions are counted and private cards are excluded.
In the numbers until 2011, so the source explains, 'ATM withdrawals do not include so-called on-us withdrawals, withdrawals realised on ATMs belonging to a (credit)institution and with cards issued by this (credit)institution'.
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Total ATM withdrawals using debit and credit cards issued in Luxembourg 2006-2018
This statistic shows the total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions). As of 2018, a total number of approximately ** billion withdrawals were made using bank or credit cards from Luxembourg. Like in other European countries, credit and debit cards are a popular form of digital payment methods for either physical purchases in brick-and-mortar-stores or for online purchases.
In 2016, there were approximately **POS transactions per card in Luxembourg, compared to ** in the Netherlands and ** in Belgium. Consumers from the Benelux are familiar with the use of credit cards. Digicash, listed third in this statistic, is a payments system from Luxembourg finance start-up Digicash Payments. Its mobile app is used by approximately ** percent of the Grand Duchy's population. In August 2017, Belgian mobile-payment company Payconiq announced the acquisition of this service. The number of available mobile payment apps in the Benelux countries steadily increased in recent years due to domestic banks being involved in their development.
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Banque centrale du Luxembourg. (July 23, 2019). Total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 01, 2026, from /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/
Banque centrale du Luxembourg. "Total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions)." Chart. July 23, 2019. ÌÇÐÄÆÆ½â°æ. Accessed August 01, 2026. /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/
Banque centrale du Luxembourg. (2019). Total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 01, 2026. /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/
Banque centrale du Luxembourg. "Total Atm Withdrawals, Using Bank Debit and Credit Issued in Luxemburg from 2006 to 2018 (in Millions)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 23 Jul 2019, /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/
Banque centrale du Luxembourg, Total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions) ÌÇÐÄÆÆ½â°æ, /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/ (last visited August 01, 2026)
Total ATM withdrawals, using bank debit and credit issued in Luxemburg from 2006 to 2018 (in millions) [Graph], Banque centrale du Luxembourg, July 23, 2019. [Online]. Available: /statistics/592372/luxembourg-total-atm-withdrawals-using-resident-bank-debit-and-credit-cards/