Age is based on the age of the sole or co-decisionmaker for household saving and investing. This figure measures willingness to take investment risk for equivalent gain—for example, willingness to take above-average or substantial risk for above-average or substantial gain.
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Willingness to take investment risks in the U.S. 2021, by age of household head
As of 2021, almost half of the U.S. households born between 1965 and 1980 (Generation X) were willing to take above-average or substantial investment risks. Furthermore, 41 percent of millennial and Generation Z respondents were willing to take investment risks.
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ICI. (June 8, 2022). Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. "Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head." Chart. June 8, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. (2022). Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. "Willingness to Take Above-average or Substantial Investment Risks in The United States in 2021, by Age of Household's Head." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 8 Jun 2022, /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI, Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head ÌÇÐÄÆÆ½â°æ, /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/ (last visited July 28, 2026)
Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head [Graph], ICI, June 8, 2022. [Online]. Available: /statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/