At the end of 2024, depository institutions owned around **** percent of the total U.S. debt. Depository institutions include U.S. chartered depository institutions, foreign banking offices in the United States, banks in U.S. affiliated areas, credit unions, and bank holding companies.Â
The total debt accrued by the U.S. annually can be accessed here.
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U.S. Department of the Treasury. (September 9, 2025). Distribution of holders of United States government debt as of December 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 14, 2026, from /statistics/201881/holders-of-the-us-public-debt/
U.S. Department of the Treasury. "Distribution of holders of United States government debt as of December 2024." Chart. September 9, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 14, 2026. /statistics/201881/holders-of-the-us-public-debt/
U.S. Department of the Treasury. (2025). Distribution of holders of United States government debt as of December 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 14, 2026. /statistics/201881/holders-of-the-us-public-debt/
U.S. Department of the Treasury. "Distribution of Holders of United States Government Debt as of December 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 9 Sep 2025, /statistics/201881/holders-of-the-us-public-debt/
U.S. Department of the Treasury, Distribution of holders of United States government debt as of December 2024 ÌÇÐÄÆÆ½â°æ, /statistics/201881/holders-of-the-us-public-debt/ (last visited July 14, 2026)
Distribution of holders of United States government debt as of December 2024 [Graph], U.S. Department of the Treasury, September 9, 2025. [Online]. Available: /statistics/201881/holders-of-the-us-public-debt/