Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type
(in U.S. dollars)
Characteristic
Mode of operation
Number of respondents
Median amount borrowed (in U.S. dollars)
Mean amount borrowed (in U.S. dollars)
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Bangladesh, Asia, China, India, Kazakhstan, Mongolia, Pakistan, Vietnam
Survey time period
February 19 to April 15, 2024
Special properties
among sole traders and business owners of micro, small, and medium-sized businesses across various economic sectors that have used digital lending or digital capital raising fintech platforms within the last twelve months, or throughout 2023
Method of interview
Online survey
Supplementary notes
Respondent distribution:
Bangladesh: 30 percent;
India: 23 percent;
Pakistan: 19 percent;
China: 13 percent;
Vietnam: six percent;
Kazakhstan: five percent;
Mongolia: four percent.
Citation formats
Amounts MSMEs borrowed from fintech platforms emerging Asia 2024, by business type
According to an online survey in 2024 among business owners of micro, small, and medium enterprises (MSMEs) having borrowed from digital lending platforms in selected emerging markets in Asia, *** owners of one-person businesses with stores separate from residence reported borrowing sums that averaged around U.S. dollars in the past year. ** owners of the same business type without stores borrowed from these fintech platforms U.S. dollars on average during this period.
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Cambridge Centre for Alternative Finance. (January 20, 2025). Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type (in U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1618718/asia-amount-msmes-borrow-from-fintech/
Cambridge Centre for Alternative Finance. "Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type (in U.S. dollars)." Chart. January 20, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1618718/asia-amount-msmes-borrow-from-fintech/
Cambridge Centre for Alternative Finance. (2025). Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type (in U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1618718/asia-amount-msmes-borrow-from-fintech/
Cambridge Centre for Alternative Finance. "Average and Median Amount Borrowed from Digital Lending Platforms by Micro, Small, and Medium Enterprises (Msmes) in Selected Emerging Markets in Asia as of April 2024, by Business Type (in U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 20 Jan 2025, /statistics/1618718/asia-amount-msmes-borrow-from-fintech/
Cambridge Centre for Alternative Finance, Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type (in U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1618718/asia-amount-msmes-borrow-from-fintech/ (last visited July 21, 2026)
Average and median amount borrowed from digital lending platforms by micro, small, and medium enterprises (MSMEs) in selected emerging markets in Asia as of April 2024, by business type (in U.S. dollars) [Graph], Cambridge Centre for Alternative Finance, January 20, 2025. [Online]. Available: /statistics/1618718/asia-amount-msmes-borrow-from-fintech/
