Credit cards that are swiped or inserted in a terminal when used.
Credit cards (contactless-type):
Credit cards that are held over a terminal when used, such as iD, QUICPay, Visa Touch Payment, Mastercard Contactless, etc. Excluding cards issued on mobile devices.
Electronic money:
Prepaid cards, such as Suica, PASMO, ICOCA, PiTaPa, nimoca, SUGOCA, nanaco, WAON, Rakuten Edy, etc. Excluding cards issued on mobile devices.
QR code payment apps:
Payment method using QR codes or barcodes, such as LINE Pay, PayPay, au pay, d Barai, Rakuten Pay, Merpay, Yucho Pay, etc.
Other prepaid cards:
Card-type payment methods other than credit cards, debit cards and e-money (including cards issued by particular stores or businesses), such as QUO Card, Doutor Value Card, Starbucks Card, etc.
Contactless IC-type mobile payment apps:
Mobile payment method that enables payments by holding a device (smartphones, mobile phones, smartwatches) over a terminal, such as Apple Pay, Google Pay, Osaifu-Keitai, Mobile Suica, etc.
Citation formats
Cashless payment service ownership rate in Japan 2022, by method
Contact-type credit cards were the most owned non-cash means of payment in Japan according to a survey conducted in November 2022. Around ** percent of respondents owned contact-type credit cards, while the share of consumers owning contactless tap to pay credit cards was much lower at ** percent. Credit cards were followed by electronic money and QR code payment apps, with an ownership rate of ** percent.
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Payments Japan. (July 31, 2023). Ownership ratio of cashless settlement services in Japan as of November 2022, by payment method [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/
Payments Japan. "Ownership ratio of cashless settlement services in Japan as of November 2022, by payment method." Chart. July 31, 2023. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/
Payments Japan. (2023). Ownership ratio of cashless settlement services in Japan as of November 2022, by payment method. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/
Payments Japan. "Ownership Ratio of Cashless Settlement Services in Japan as of November 2022, by Payment Method." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 31 Jul 2023, /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/
Payments Japan, Ownership ratio of cashless settlement services in Japan as of November 2022, by payment method ÌÇÐÄÆÆ½â°æ, /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/ (last visited July 26, 2026)
Ownership ratio of cashless settlement services in Japan as of November 2022, by payment method [Graph], Payments Japan, July 31, 2023. [Online]. Available: /statistics/1411617/japan-cashless-payment-services-ownership-ratio-by-method/