managers or IT directors for companies with 10 to 250 employees
Method of interview
Telephone interview
Supplementary notes
Companies without cyber insurance that do not intend to have it.
The original question was phrased by the source as follows: "Vous n’avez pas souscrit d’assurance cyber, pour quelles raisons?" (Eng.- "You do not have cyber insurance, why?")
Citation formats
Reasons why French SMEs avoid having cyber insurance 2022
A 2022 survey of representatives of small and medium-sized enterprises (SMEs) in France found that ** percent of the respondents did not have cyber insurance because they believed their existing protection measures were sufficient. Meanwhile, ** percent of respondents reported having low cyber risks. Additionally, ** percent of companies indicated that the reason for not having cyber insurance was the high cost. Another nine percent of respondents highlighted that the subscription process to access these services was too complex for their businesses.
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IFOP, & Stoïk. (March 13, 2023). Main reasons for small and medium-sized enterprises (SMEs) in France to not use cyber insurance as of October 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/
IFOP, und Stoïk. "Main reasons for small and medium-sized enterprises (SMEs) in France to not use cyber insurance as of October 2022." Chart. March 13, 2023. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/
IFOP, Stoïk. (2023). Main reasons for small and medium-sized enterprises (SMEs) in France to not use cyber insurance as of October 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/
IFOP, and Stoïk. "Main Reasons for Small and Medium-sized Enterprises (Smes) in France to Not Use Cyber Insurance as of October 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 13 Mar 2023, /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/
IFOP & Stoïk, Main reasons for small and medium-sized enterprises (SMEs) in France to not use cyber insurance as of October 2022 ÌÇÐÄÆƽâ°æ, /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/ (last visited August 05, 2026)
Main reasons for small and medium-sized enterprises (SMEs) in France to not use cyber insurance as of October 2022 [Graph], IFOP, & Stoïk, March 13, 2023. [Online]. Available: /statistics/1400636/reasons-smes-france-do-not-have-cyber-insurance/
