Consumer credit includes consumer finance, sales credit to consumers, and loans for education. Loans to companies are loans to sole proprietorships. Installment credit includes deferred credit and finance leases which are not included in consumer credit.
100 Japanese yen equal 0.68 U.S. dollars or 0.58 euros as of September 2025.
Values have been rounded.
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Outstanding loans to households in Japan Q1 2019-Q2 2025, by type
In the second quarter of 2025, outstanding loans to households in Japan amounted to around  trillion Japanese yen. Outstanding housing loans by private financial institutions reached around  trillion yen, up from about trillion yen in the previous quarter.
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Bank of Japan. (September 18, 2025). Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/
Bank of Japan. "Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen)." Chart. September 18, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/
Bank of Japan. (2025). Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/
Bank of Japan. "Outstanding Amount of Loans to Households in Japan from 1st Quarter 2019 to 2nd Quarter 2025, by Type (in Trillion Japanese Yen)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 18 Sep 2025, /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/
Bank of Japan, Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen) ÌÇÐÄÆƽâ°æ, /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/ (last visited July 31, 2026)
Outstanding amount of loans to households in Japan from 1st quarter 2019 to 2nd quarter 2025, by type (in trillion Japanese yen) [Graph], Bank of Japan, September 18, 2025. [Online]. Available: /statistics/1336633/japan-quarterly-outstanding-loans-to-households-by-type/
