mobile survey via smartphones, etc.; among consumers who have borrowed from money lending business operators in the past; multiple answers possible
Supplementary notes
*1,000 persons who have outstanding loans from finance companies** and 1,000 persons who have no outstanding loans from finance companies***.
**Individuals who currently have outstanding loans from consumer finance companies, credit card companies and consumer credit companies, and business finance companies. ***Individuals who have borrowed from consumer finance companies, credit card companies and consumer credit companies, and business finance companies in the past and have no outstanding loans at present.
The gender and age distribution of the sample of 2,000 persons is based on statistical data from Japan Credit Information Reference Center Corp as of March 2022.
Citation formats
Most common reasons for applying for loans from money lenders in Japan 2023
In a survey conducted in July 2023, around **** percent of the respondents in Japan stated that they borrowed money from money lending business operators to spend it on *. Around one in five respondents intended to spend borrowed money on **** at the time of applying for a loan.
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JFSA. (October 31, 2023). Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/
JFSA. "Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023." Chart. October 31, 2023. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/
JFSA. (2023). Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/
JFSA. "Reasons for Borrowing at The Time of Applying for a Loan from Money Lending Business Operators in Japan as of July 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 31 Oct 2023, /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/
JFSA, Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023 ÌÇÐÄÆƽâ°æ, /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/ (last visited July 30, 2026)
Reasons for borrowing at the time of applying for a loan from money lending business operators in Japan as of July 2023 [Graph], JFSA, October 31, 2023. [Online]. Available: /statistics/1243137/japan-main-purpose-applying-loans-money-lenders/
