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Share of people who have used credit in the United States in 2021, by income level and type of credit

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Sources

Release date

November 2022

Region

United States

Survey time period

June 2021

Number of respondents

44,524 households

Age group

15 years and older

Special properties

Usage of credit in the past 12 months

Supplementary notes

The category other credit includes: rent-to-own service or payday, pawn shops, tax refund anticipation, and auto title loans.

Citation formats

Use of credit in the U.S. 2021, by income level and type of credit

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 3, 2023
In 2021, there was a correlation between income level and the usage of personal loans in the United States. Nearly ** percent of the population with an income of * U.S. dollars or more had used personal bank loans in the past year. Other nonbank types of credit, such as payday loans or rent-to-own services, were mostly used by low-income groups.
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Access all statistics starting from $2,388 USD yearly *

* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
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For single users
$199 USD
per month, billed annually 1
Buy now
  • Free Statistics
  • Premium Statistics

  • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 99 users
Talk to sales for pricing
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1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

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