* The source changed its categories in 2021 and 2024, see the "Details" tab for more information.
Supplementary notes
In 2022, the source stated it made two changes to the categories used in previous years. These include a combination of "credit cards" with "charge/deferred debit cards" and the split of BNPL from "POS financing" (which itself was added as a new category in 2020). The latter change was made to atone for the "growing importance of BNPL". This seems to have been reverted in 2023 - for the year 2022.
In 2024, the "debit card" and "prepaid card" categories were combined into a single category called "Debit and Prepaid Cards".
The figures have been taken from several publications. No figures were available for 2018 as the source did not release any reports that year.
Citation formats
Most used in-store (POS) payment methods in Australia 2017-2025, with 2030 forecast
Cards remained dominant in Australian in-store payments, as credit and debit cards together made up ** percent of transaction volume. The two payment options consolidated their leading positions during the COVID-19 pandemic, both showing a growth of a few percentage points between 2017 and 2021. Mobile wallets, however, grew at a higher pace: In 2019 already, Australian consumers stated in a survey they were increasingly using contactless payments as well as options provided by wearables, such as smartwatches. Survey data from ÌÇÐÄÆƽâ°æ indicates that Australians use Apple Pay in stores or restaurants relatively more often than consumers from other countries across the world.
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Worldpay, & ÌÇÐÄÆƽâ°æ. (March 27, 2026). Market share of cash, credit cards, and other payment methods at point of sale (POS) in Australia from 2017 to 2025, with a forecast for 2030 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 16, 2026, from /statistics/1296662/preferred-payment-methods-australia/
Worldpay, und ÌÇÐÄÆƽâ°æ. "Market share of cash, credit cards, and other payment methods at point of sale (POS) in Australia from 2017 to 2025, with a forecast for 2030." Chart. March 27, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 16, 2026. /statistics/1296662/preferred-payment-methods-australia/
Worldpay, ÌÇÐÄÆƽâ°æ. (2026). Market share of cash, credit cards, and other payment methods at point of sale (POS) in Australia from 2017 to 2025, with a forecast for 2030. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 16, 2026. /statistics/1296662/preferred-payment-methods-australia/
Worldpay, and ÌÇÐÄÆƽâ°æ. "Market Share of Cash, Credit Cards, and Other Payment Methods at Point of Sale (Pos) in Australia from 2017 to 2025, with a Forecast for 2030." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 27 Mar 2026, /statistics/1296662/preferred-payment-methods-australia/
Worldpay & ÌÇÐÄÆƽâ°æ, Market share of cash, credit cards, and other payment methods at point of sale (POS) in Australia from 2017 to 2025, with a forecast for 2030 ÌÇÐÄÆƽâ°æ, /statistics/1296662/preferred-payment-methods-australia/ (last visited July 16, 2026)
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Australia from 2017 to 2025, with a forecast for 2030 [Graph], Worldpay, & ÌÇÐÄÆƽâ°æ, March 27, 2026. [Online]. Available: /statistics/1296662/preferred-payment-methods-australia/
