Insurance penetration more than doubled in Germany between 1950 and 2022. In 2022, insurance penetration reached **** percent, up from **** percent in 1950. Insurance penetration is a key indicator of insurance development and is the ratio of premiums underwritten in a particular year to the GDP.
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GDV. (September 26, 2023). Insurance penetration of primary insurers in Germany from 1950 to 2022 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 25, 2026, from /statistics/1289333/insurance-penetration-primary-insurers-germany/
GDV. "Insurance penetration of primary insurers in Germany from 1950 to 2022." Chart. September 26, 2023. ÌÇÐÄÆÆ½â°æ. Accessed July 25, 2026. /statistics/1289333/insurance-penetration-primary-insurers-germany/
GDV. (2023). Insurance penetration of primary insurers in Germany from 1950 to 2022. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 25, 2026. /statistics/1289333/insurance-penetration-primary-insurers-germany/
GDV. "Insurance Penetration of Primary Insurers in Germany from 1950 to 2022." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 26 Sep 2023, /statistics/1289333/insurance-penetration-primary-insurers-germany/
GDV, Insurance penetration of primary insurers in Germany from 1950 to 2022 ÌÇÐÄÆÆ½â°æ, /statistics/1289333/insurance-penetration-primary-insurers-germany/ (last visited July 25, 2026)
Insurance penetration of primary insurers in Germany from 1950 to 2022 [Graph], GDV, September 26, 2023. [Online]. Available: /statistics/1289333/insurance-penetration-primary-insurers-germany/