In Germany, insurance density against storm, hail, and natural hazard damage varies by federal state. As of 2022/2023, Baden-Württemberg, North Rhine-Westphalia and Schleswig-Holstein have the highest rates of insurance against storm and hail damage, all reaching *** percent. Natural hazard damage insurance density is generally noticeably lower in all German states.
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GDV. (October 24, 2024). Share of residential buildings insured against storm, hail and natural hazard damage in Germany in 2022/2023, by federal state [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 06, 2026, from /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/
GDV. "Share of residential buildings insured against storm, hail and natural hazard damage in Germany in 2022/2023, by federal state." Chart. October 24, 2024. ÌÇÐÄÆÆ½â°æ. Accessed August 06, 2026. /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/
GDV. (2024). Share of residential buildings insured against storm, hail and natural hazard damage in Germany in 2022/2023, by federal state. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 06, 2026. /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/
GDV. "Share of Residential Buildings Insured against Storm, Hail and Natural Hazard Damage in Germany in 2022/2023, by Federal State." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 24 Oct 2024, /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/
GDV, Share of residential buildings insured against storm, hail and natural hazard damage in Germany in 2022/2023, by federal state ÌÇÐÄÆÆ½â°æ, /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/ (last visited August 06, 2026)
Share of residential buildings insured against storm, hail and natural hazard damage in Germany in 2022/2023, by federal state [Graph], GDV, October 24, 2024. [Online]. Available: /statistics/1275180/residential-buildings-storm-hail-natural-hazard-damage-insurance-federal-state-germany/