*Respondents were bicycle users from all over Japan selected regionally in proportion to the population.
Original question: "Are you covered by an insurance that provides for bicycle accidents (personal liability insurance, etc.)?" Respondents who replied "probably insured" were counted as "insured".
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Ownership ratio of bike insurance among cyclists in Japan 2025, by prefecture
As of January 2025, Kyoto Prefecture had the highest share of bicycle users covered by a bicycle accident insurance policy, accounting for **** percent of respondents. All the top-ranking prefectures require bikers to take out such a policy.
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au Insurance. (March 5, 2025). Share of cyclists covered by bicycle insurance policies in Japan as of January 2025, by prefecture [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/
au Insurance. "Share of cyclists covered by bicycle insurance policies in Japan as of January 2025, by prefecture." Chart. March 5, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/
au Insurance. (2025). Share of cyclists covered by bicycle insurance policies in Japan as of January 2025, by prefecture. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/
au Insurance. "Share of Cyclists Covered by Bicycle Insurance Policies in Japan as of January 2025, by Prefecture." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 5 Mar 2025, /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/
au Insurance, Share of cyclists covered by bicycle insurance policies in Japan as of January 2025, by prefecture ÌÇÐÄÆÆ½â°æ, /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/ (last visited July 28, 2026)
Share of cyclists covered by bicycle insurance policies in Japan as of January 2025, by prefecture [Graph], au Insurance, March 5, 2025. [Online]. Available: /statistics/1248663/japan-bicycle-insurance-ownership-ratio-by-prefecture/