Figures are as of the end of each quarter. The currency conversion rate is as of November 19, 2020.
Credit outstanding may refer to a loan or extension of credit; an issuance of a guarantee, acceptance, or letter of credit, including an endorsement or standby letter of credit; and a type of transaction that extends credit or financing to a person or group of persons.
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Distribution of bank credit in Ghana 2018-2020, by sector
As of June 2020, banks outstanding credit to the public sector in Ghana stood at *** billion Ghana cedis (GHS) (*** billion U.S. dollars), while **** billion GHS (*** billion U.S. dollars) were granted to the private sector. Between 2018 and 2020, the highest credit value from banks in the country was directed to the private sector.
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Bank of Ghana. (October 19, 2020). Distribution of banks outstanding credit in Ghana from 2018 to 2020, by sector (in million Ghanaian cedi) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/
Bank of Ghana. "Distribution of banks outstanding credit in Ghana from 2018 to 2020, by sector (in million Ghanaian cedi)." Chart. October 19, 2020. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/
Bank of Ghana. (2020). Distribution of banks outstanding credit in Ghana from 2018 to 2020, by sector (in million Ghanaian cedi). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/
Bank of Ghana. "Distribution of Banks Outstanding Credit in Ghana from 2018 to 2020, by Sector (in Million Ghanaian Cedi)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 19 Oct 2020, /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/
Bank of Ghana, Distribution of banks outstanding credit in Ghana from 2018 to 2020, by sector (in million Ghanaian cedi) ÌÇÐÄÆƽâ°æ, /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/ (last visited August 03, 2026)
Distribution of banks outstanding credit in Ghana from 2018 to 2020, by sector (in million Ghanaian cedi) [Graph], Bank of Ghana, October 19, 2020. [Online]. Available: /statistics/1187605/distribution-of-bank-credit-in-ghana-by-sector/
