Some individual figures are estimates, especially for the card-based POS payments
Supplementary notes
Index value week of February 3, 2020 equals 100. The week of February 3 is the base week used to calculate the index value.
The source explicitly states that the debit card payments are done in-store ("in a physical location") and exclude online purchases.
The source does not specify if the index values of card payments and cash withdrawals are interrelated. Therefore, this statistic is no proof that there are were more card-based POS payments than cash withdrawals in Belgium.
Citation formats
COVID-19 cash and debit card use in Belgium 2020-2021
COVID-19 seems to have changed the payment behavior of Belgian consumers, as they increasingly used debit cards in favor of cash money. This according to indices that compare the number of ATM cash withdrawals and the number of debit card payments in shops during the COVID-19 lockdown to their normal value before the coronavirus pandemic hit Belgium. The source does not mention why it picked as the starting date, although Belgium's first recorded coronavirus case occurred on , 2020. Nonetheless, like in many other European countries, contactless card limits were raised in a bid to prevent the virus from spreading via cash money. Belgians not only followed the advice of using more digital payments, but figures seem to indicate that consumers are also open to continue this behavior in the following months. When looking at an overview of cash use in ** European countries, Belgian consumers already used less banknotes and coins in their POS transactions than many other European countries.
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ÌÇÐÄÆÆ½â°æ. (August 11, 2021). Indices of the number of cash withdrawals and POS debit card transactions during the coronavirus pandemic in Belgium in 2020 and 2021 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/
ÌÇÐÄÆÆ½â°æ. "Indices of the number of cash withdrawals and POS debit card transactions during the coronavirus pandemic in Belgium in 2020 and 2021." Chart. August 11, 2021. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/
ÌÇÐÄÆÆ½â°æ. (2021). Indices of the number of cash withdrawals and POS debit card transactions during the coronavirus pandemic in Belgium in 2020 and 2021. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/
ÌÇÐÄÆÆ½â°æ. "Indices of The Number of Cash Withdrawals and Pos Debit Card Transactions during The Coronavirus Pandemic in Belgium in 2020 and 2021." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 11 Aug 2021, /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/
ÌÇÐÄÆÆ½â°æ, Indices of the number of cash withdrawals and POS debit card transactions during the coronavirus pandemic in Belgium in 2020 and 2021 ÌÇÐÄÆÆ½â°æ, /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/ (last visited July 31, 2026)
Indices of the number of cash withdrawals and POS debit card transactions during the coronavirus pandemic in Belgium in 2020 and 2021 [Graph], ÌÇÐÄÆÆ½â°æ, August 11, 2021. [Online]. Available: /statistics/1135489/covid-19-cash-and-debit-card-use-in-belgium/