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Less than 10 percent of payment cards in Belgium were credit cards, reaching a total of roughly 6.16 million in 2025. Debit cards were found more often in the country, as that year there were over 27.54 million of these cards. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it is typically used, as there are large differences within Europe when it comes to the use of certain payment methods. No explanation was provided for the sudden increases and decreases in debit cards in Belgium.