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As of the spring of 2021, the most common P2P payment method was with the mobile phone, through apps such as with Vipps or PayPal. Also, ** percent used mobile or online banking, whereas only percent used cash. According to a survey from the previous year, PayPal was the second most common digital payment method in Norway, after paying with cards. Vipps was the third most common digital payment method, which was used by around a third of the respondents.

Sweden is the leading mobile payment country 

   Though as many as ** percent of all P2P payments in Norway was made with mobile phones, it is not the leading country when it comes to mobile payments. Sweden is the country with the highest user rate of mobile P2P payments. Indeed, ** percent of Swedes transfer money via their mobile phone to another person at least once a week.   

Mobile payments with Swish

   Swish is the Swedish equivalent of the Norwegian Vipps and Danish MobilePay. Swish is a mobile payment app mainly intended for P2P payments but also used for business and trade purposes. It had over *** million private customers as of July 2020, and a private Swish customer made on average **** transactions that month.