The source defines adoption rate as: "Percentage of digitally active people who used at least two fintech services in the last six months. The figures show FinTech adopters as a percentage of the digitally active population in each market.
All averages are shown on an unweighted basis."
FinTech includes money transfer and payments, budgeting and financial planning, savings and investments, borrowing and insurance. * global survey number.
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Consumer fintech usage rate in the United Kingdom 2019, by category
Consumer adoption of fintech companies and products has grown rapidly in the United Kingdom (UK) between 2015 and 2019. Despite this, usage rates across all fintech categories in the United Kingdom are lower than the global average. In 2019, the most popular fintech service for UK consumers were bank and payment services.
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EY. (September 9, 2019). Consumer fintech usage rates in the United Kingdom (UK) in 2019, by category [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/
EY. "Consumer fintech usage rates in the United Kingdom (UK) in 2019, by category." Chart. September 9, 2019. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/
EY. (2019). Consumer fintech usage rates in the United Kingdom (UK) in 2019, by category. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/
EY. "Consumer Fintech Usage Rates in The United Kingdom (Uk) in 2019, by Category." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 9 Sep 2019, /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/
EY, Consumer fintech usage rates in the United Kingdom (UK) in 2019, by category ÌÇÐÄÆÆ½â°æ, /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/ (last visited July 26, 2026)
Consumer fintech usage rates in the United Kingdom (UK) in 2019, by category [Graph], EY, September 9, 2019. [Online]. Available: /statistics/1055347/fintech-usage-rates-united-kingdom-selected-countries-by-category/