Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. It can be seen that the mortgage interest rate in Hungary decreased overall with some fluctuation until the last quarter of 2021. Following an increase, it peaked at **** percent in the first quarter of 2023, then gradually decreased to reach a value of **** percent as of the first quarter of 2026. This was part of the overall trend of mortgage interest rates in Europe.
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European Mortgage Federation. (July 13, 2026). Mortgage interest rate in Hungary from 1st quarter 2013 to 1st quarter 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 27, 2026, from /statistics/614996/mortgage-interest-rate-hungary-europe/
European Mortgage Federation. "Mortgage interest rate in Hungary from 1st quarter 2013 to 1st quarter 2026." Chart. July 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 27, 2026. /statistics/614996/mortgage-interest-rate-hungary-europe/
European Mortgage Federation. (2026). Mortgage interest rate in Hungary from 1st quarter 2013 to 1st quarter 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 27, 2026. /statistics/614996/mortgage-interest-rate-hungary-europe/
European Mortgage Federation. "Mortgage Interest Rate in Hungary from 1st Quarter 2013 to 1st Quarter 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 Jul 2026, /statistics/614996/mortgage-interest-rate-hungary-europe/
European Mortgage Federation, Mortgage interest rate in Hungary from 1st quarter 2013 to 1st quarter 2026 ÌÇÐÄÆÆ½â°æ, /statistics/614996/mortgage-interest-rate-hungary-europe/ (last visited July 27, 2026)
Mortgage interest rate in Hungary from 1st quarter 2013 to 1st quarter 2026 [Graph], European Mortgage Federation, July 13, 2026. [Online]. Available: /statistics/614996/mortgage-interest-rate-hungary-europe/