Figure includes covered workers enrolled in partially or completely self-funded plans. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them.
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U.S. workers with self-funded insurance and stoploss coverage 2011-2018
This statistic depicts the percentage of workers with self-funded insurance plans covered by stoploss insurance in the U.S. from 2011 to 2018, by industry. According to the data, among small firms the coverage was at 72 percent of workers covered in 2018. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them. Stoploss coverage is used to limit the insurer's liability for very large claims or an unexpected level of expenses.
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Kaiser Family Foundation, & HRET. (October 3, 2018). Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance from 2011 to 2018, by firm size [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 24, 2026, from /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/
Kaiser Family Foundation, und HRET. "Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance from 2011 to 2018, by firm size." Chart. October 3, 2018. ÌÇÐÄÆƽâ°æ. Accessed July 24, 2026. /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/
Kaiser Family Foundation, HRET. (2018). Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance from 2011 to 2018, by firm size. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 24, 2026. /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/
Kaiser Family Foundation, and HRET. "Percentage of U.S. Workers in Self-funded Insurance Plans That Are Covered by Stoploss Insurance from 2011 to 2018, by Firm Size." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 3 Oct 2018, /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/
Kaiser Family Foundation & HRET, Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance from 2011 to 2018, by firm size ÌÇÐÄÆƽâ°æ, /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/ (last visited July 24, 2026)
Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance from 2011 to 2018, by firm size [Graph], Kaiser Family Foundation, & HRET, October 3, 2018. [Online]. Available: /statistics/985373/self-funded-insurance-covered-workers-with-stoploss-coverage-by-firm-size/
